If you’re planning to save money or take a loan in Nepal, it’s important to know the latest interest rates. Global IME Bank, one of the most beloved and the best bank of Nepal, has published new interest rates effective from Ashad 01, 2082 (June 15, 2025).
Whether you want an easy home loan in Nepal, an affordable car loan in Nepal, or are in need of help for an education loan in Nepal, Global IME Bank offers many options for you.
Why Choose Global IME Bank?
Global IME Bank has helped thousands of people across Nepal to:
- Buy their dream home
- Buy their first or second car
- Fund higher studies in Nepal or abroad
- Start or grow their business
The bank is famous for quick loan sanction, easy process, and courteous customer service.
Saving Account Interest Rates
Below are the interest rates you can earn on different types of saving accounts:
| Saving Account Type | Interest Rate |
| Normal Saving, Nari, Balbalika Bachat, Navaratna Salary, Share Lagani Bachat BLB Saving, Janmabhumi Bachat, Sansthagat Bachat | 3.00% |
| Jestha Nagarik, Sabai Nepali, Soche Jastai Bachat | 3.50% |
| Global Remit Saving Account | 4.50% |
These are saving accounts created for different groups like women, senior citizens, children, and people receiving money from abroad.
Fixed Deposit Interest Rates (FDs)
Fixed deposits give a better return if you keep your money for a longer time period. Given below are the interest rates:
Fixed Deposit Interest Rate (Individuals)
| Time Period | Interest Rate (Individuals) |
| 3 to 6 Months | 4.00% |
| 6 Months to 1 Year | 4.50% |
| 1 to 2 Years | 5.00% |
| 2 to 3 Years | 5.75% |
| 3 Years or more | 6.00% |
In case you are sending money from abroad (remittance), you get 1% extra on the above rates.
Foreign Currency (FCY) Deposit Rates
If you deposit money in USD, GBP, EUR, and other currencies, here are the interest rates:
| Currency | Saving Deposit | Fixed Deposit |
| USD/GBP/AUD | 3.00% | 4.00% |
| EUR | 1.75% | 2.75% |
| JPY | 1.00% | 1.50% |
| CAD/CNY | 2.00% | 3.00% |
You are required to keep a minimum balance of USD 1,000 or equivalent in these accounts.
Loan Interest Rates
Global IME Bank offers several loan schemes for multiple purposes like home, car, education, or business.
Easy Home Loan in Nepal
| Time Period | Fixed Interest Rate |
| Up to 5 Years | 9.99% to 10.99% |
| 5–10 Years | 10.99% to 11.49% |
| Over 10 Years | 11.49% to 11.99% |
Affordable Car Loan in Nepal
| Time Period | Fixed Interest Rate |
| Up to 5 Years | 10.49% to 11.49% |
| Over 5 Years | 11.49% to 12.49% |
Education Loan in Nepal
| Time Period | Fixed Interest Rate |
| Up to 5 Years | 11.99% to 12.99% |
| Over 5 Years | 12.99% to 13.99% |
Other loans are:
- Business loans
- Agriculture loans (Krishi Karja)
- Loans against fixed deposits and shares
- Foreign currency loans
Most floating loans are issued at base rate + up to 3.50%.
To know more information about various interest rates, you can go through Global IME Bank latest interest rates page.
Why It Matters
When you need to choose the best bank in Nepal, always compare loan facilities and interest rates. Global IME Bank boasts some of the most attractive deposit and loan interest rates in Nepal to help you plan your finances wisely.
Thus if you are looking for:
- A hassle-free home loan
- An affordable car loan
- A stress free education loan to study abroad or in Nepal
- Or a safe saving facility
Global IME Bank is a safe place to start you banking journey after all it is the bank for all.
