The fast shift to digital banking isn’t just about moving paperwork online. It’s about trust. The real hurdle is proving a person is who they say they are without making them visit a physical branch.
Global IME Bank is moving toward next-generation biometrics to fix this.
Powered by FaceTec—a major player in identity management and authentication—is changing how this works. By putting AI powered 3D facial authentication right into the Global Smart Plus app, the onboarding process is getting a massive overhaul.
The feature is embedded in Global Smart Plus. Enabling users to verify and open Global Next Gen Saving account in real-time from Global Smart Plus. This has enabled us to verify users in a few seconds without human intervention.
Closing the Gap Between Security and Speed
This setup goes past basic photo capture. It hits the two main pillars of modern KYC: Identity and Liveness.
Real Liveness Detection: Uploading a static photo isn’t enough anymore. The 3D FaceScan tech checks if the user is a living, breathing human. This stop spoofing and deepfakes. The process is secured and cannot be tampered with man in the middle attack or reverse engineering.
ID Verification: Using OCR, government IDs get validated instantly. It catches tampering or forgeries and makes sure the document isn’t forged.
Biometric Matching: The app matches a live 3D FaceMap to the ID photo. It’s precise. It ensures that the person holding the phone actually owns that ID.
Encryption: Every bit of data is encrypted. It follows global security standards. No shortcuts.
FaceTec has successfully passed independent Level 1–5 PAD and IAD testing by leading accredited labs, demonstrating industry-leading resistance to presentation and injection attacks, further solidifying its reliability and position as the industry leader in advanced liveness detection and identity verification.
The Bottom Line
This shift makes opening a bank account completely digital, with zero friction.
Global IME Bank is pushing Nepal’s digital transformation forward. It proves a point; security shouldn’t make the customer experience worse. It should make it better – security without hassle.
Experience the next generation of banking. Open a Global Next Gen Savings Account instantly through the Global Smart Plus app.
