“Naya Barsha Naya Umanga” Scheme for Home Loan and Auto Loan

The bank is delighted to share that the bank is running an exclusive Home loan and Auto Loan promotion under the “Naya Barsha Naya Umanga” program for one month in Baisakh 2082! This campaign is designed to give some added value to our clients and as an organization we welcome the New Year!


This exclusive pricing promotion only applies to actual clients/ leads that are collected during the month of Baisakh 2082. Pricing will only be charged/ (locked) for eligible clients and the services will be implemented within 45 days of the CFOL date.


The specifics of the “Naya Barsha Naya Umanga” offers below:

Home Loan Campaign

OfferRisk Premium (floating)
Home Loan Campaign*BR + 0.5% for loan tenure of up to 3 yrs
BR + 0.75% for loan tenure greater than 3 yrs up to 5 yrs
BR + 1% for loan tenure greater than 5 yrs up to 7 yrs
Global Green Home LoanBR + 1.5% for loan tenure greater than 7 yrs up to 10 yrs
Nischinta Awas YojanaBR + 2% for loan tenure above 10 yrs

(All these rates are inclusive of moratorium period and risk premiums are based on total loan term)

*Above offer for Home Loan Campaign is only valid for land and building purchase and building construction. In case of home loan for only residential plot purchase, BR + 2.5% shall be applicable irrespective of the loan tenure.

Auto Loan Campaign

OfferRisk Premium (floating)
Auto Loan CampaignBR + 0.50% for loan tenure of up to 2 yrs
Naya Barsha Naya UmangaBR + 0.75% for loan tenure greater than 2 yrs up to 3 yrs
BR + 1% for loan tenure greater than 3 yrs up to 5 yrs
BR + 2% for loan tenure greater than 5 yrs up to 7 yrs