{"id":4071,"date":"2025-04-15T14:34:56","date_gmt":"2025-04-15T08:49:56","guid":{"rendered":"https:\/\/www.globalimebank.com\/blog\/?p=4071"},"modified":"2025-04-23T18:44:17","modified_gmt":"2025-04-23T12:59:17","slug":"scheme-for-home-loan-and-auto-loan","status":"publish","type":"post","link":"https:\/\/www.globalimebank.com\/blog\/scheme-for-home-loan-and-auto-loan\/","title":{"rendered":"&#8220;Naya Barsha Naya Umanga&#8221; Scheme for Home Loan and Auto Loan"},"content":{"rendered":"\n<p>The bank is delighted to share that the bank is running an exclusive <a href=\"https:\/\/www.globalimebank.com\/products\/loans\/home-loan\/\">Home loan<\/a> and <a href=\"https:\/\/www.globalimebank.com\/products\/loans\/gibl-auto-loan\/\">Auto Loan<\/a> promotion under the &#8220;Naya Barsha Naya Umanga&#8221; program for one month in Baisakh 2082! This campaign is designed to give some added value to our clients and as an organization we welcome the New Year!<br><br><br>This exclusive pricing promotion only applies to actual clients\/ leads that are collected during the month of Baisakh 2082. Pricing will only be charged\/ (locked) for eligible clients and the services will be implemented within 45 days of the CFOL date. <br><br><br>The specifics of the &#8220;Naya Barsha Naya Umanga&#8221; offers below:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Home Loan Campaign<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Offer<\/th><th>Risk Premium (floating)<\/th><\/tr><tr><td>Home Loan Campaign*<\/td><td>BR + 0.5% for loan tenure of up to 3 yrs<\/td><\/tr><tr><td><\/td><td>BR + 0.75% for loan tenure greater than 3 yrs up to 5 yrs<\/td><\/tr><tr><td><\/td><td>BR + 1% for loan tenure greater than 5 yrs up to 7 yrs<\/td><\/tr><tr><td>Global Green Home Loan<\/td><td>BR + 1.5% for loan tenure greater than 7 yrs up to 10 yrs<\/td><\/tr><tr><td>Nischinta Awas Yojana<\/td><td>BR + 2% for loan tenure above 10 yrs<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>(All these rates are inclusive of moratorium period and risk premiums are based on total loan term)<\/em><\/p>\n\n\n\n<p>*Above offer for Home Loan Campaign is only valid for land and building purchase and building construction. In case of home loan for only residential plot purchase, BR + 2.5% shall be applicable irrespective of the loan tenure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Auto Loan Campaign<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>Offer<\/th><th>Risk Premium (floating)<\/th><\/tr><tr><td>Auto Loan Campaign<\/td><td>BR + 0.50% for loan tenure of up to 2 yrs<\/td><\/tr><tr><td>Naya Barsha Naya Umanga<\/td><td>BR + 0.75% for loan tenure greater than 2 yrs up to 3 yrs<\/td><\/tr><tr><td><\/td><td>BR + 1% for loan tenure greater than 3 yrs up to 5 yrs<\/td><\/tr><tr><td><\/td><td>BR + 2% for loan tenure greater than 5 yrs up to 7 yrs<\/td><\/tr><tr><td><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The bank is delighted to share that the bank is running an exclusive Home loan and Auto Loan promotion under the &#8220;Naya Barsha Naya Umanga&#8221; program for one month in Baisakh 2082! This campaign is designed to give some added value to our clients and as an organization we welcome the New Year! This exclusive [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4073,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[15,129],"tags":[],"class_list":["post-4071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-offers","category-personal-finance"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/4071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/comments?post=4071"}],"version-history":[{"count":0,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/4071\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media\/4073"}],"wp:attachment":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media?parent=4071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/categories?post=4071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/tags?post=4071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}