{"id":5635,"date":"2025-11-06T15:24:40","date_gmt":"2025-11-06T09:39:40","guid":{"rendered":"https:\/\/www.globalimebank.com\/blog\/?p=5635"},"modified":"2026-03-20T10:29:20","modified_gmt":"2026-03-20T04:44:20","slug":"goal-based-saving-global-smart-plus","status":"publish","type":"post","link":"https:\/\/www.globalimebank.com\/blog\/goal-based-saving-global-smart-plus\/","title":{"rendered":"Turn Your Financial Goals into Reality with Global IME Bank\u2019s Goal Based Savings"},"content":{"rendered":"\n

Everybody has financial goals that we want to achieve\u2014whether it is buying a first car, funding for education, planning for vacation, or saving for emergencies. But without proper planning, these goals often remain out of reach. To overcome this challenge, Global IME Bank has launched an innovative feature called Goal Based Savings.<\/p>\n\n\n\n

What is Goal Based Savings?<\/strong><\/h2>\n\n\n\n

Goal Based Saving is a feature introduced by Global IME Bank that helps individual customers to prioritize saving to achieve their goal.  It allows users to set financial targets and save accordingly.  This scheme is available for mobile banking users, who can manage their savings for future needs.  Goal Based Savings is part of the Personal Financial Management<\/a> feature of Global Smart Plus.<\/p>\n\n\n\n

Under this scheme, users can save a minimum of Rs. 50,000 to a maximum of Rs. 5,00,000 for a period of 6 months to 24 months. <\/p>\n\n\n\n

Key Features of Goal Based Saving<\/strong>s<\/h2>\n\n\n\n

1. Flexible Goal Amounts<\/strong><\/p>\n\n\n\n

Not every financial dream is big. Users can set an affordable amount that suits their needs.<\/p>\n\n\n\n

2. Tenure Options<\/strong><\/p>\n\n\n\n

Customers can choose a saving period of 6 months to 2 years<\/strong>. This flexibility is suitable for both short-term and long-term savers.<\/p>\n\n\n\n

3. Automated Savings<\/strong><\/p>\n\n\n\n

This scheme allows automatic deduction of money from primary accounts. Users can set and forget the saving date, as it automatically transfers the funds on the due date. Manual transfer is also available for those who want more control.<\/p>\n\n\n\n

4. Track Progress Anytime<\/strong><\/p>\n\n\n\n

Users can view goal progress and track statements in real time using the Global Smart Plus app. Also, you can break the goal directly from the app if required without visiting the bank physically.<\/p>\n\n\n\n

5. Competitive Interest Rates<\/strong><\/p>\n\n\n\n

This scheme provides higher interest rates compared to regular savings accounts, ensuring your money grows faster while saving.<\/p>\n\n\n\n

6. Round up Savings<\/strong><\/p>\n\n\n\n

Every time when customers make a merchant QR payment, a portion of the transaction is automatically saved towards their goals. There are 3 options in round-up saving features: nearest two, flat amount, and percentage. Customers can activate this roundup facility as per their needs.<\/p>\n\n\n\n

How to Start Your Goal Based Savings?<\/strong><\/h3>\n\n\n\n

To start a goal based saving, a customer must have an account at Global IME Bank<\/a> and be registered for the mobile banking service.<\/p>\n\n\n\n

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  1. Open the Global Smart Plus app.<\/li>\n\n\n\n
  2. Go to the Hub section at the bottom of the screen, then tap on the Goal Based icon in the Personal Finance Management section.<\/li>\n\n\n\n
  3. Choose the goal name for what you are saving for, or name it as per your needs.<\/li>\n\n\n\n
  4. Enter an amount you want to save. The amount should be between 50,000 to 5,00,000.<\/li>\n\n\n\n
  5. Choose a tenure period between 6 to 24 months.<\/li>\n\n\n\n
  6. Accept the terms and conditions and click continue.<\/li>\n\n\n\n
  7. Select the Saving Mode.\n