{"id":5886,"date":"2026-01-18T13:14:11","date_gmt":"2026-01-18T07:29:11","guid":{"rendered":"https:\/\/www.globalimebank.com\/blog\/?p=5886"},"modified":"2026-01-16T13:14:50","modified_gmt":"2026-01-16T07:29:50","slug":"how-to-use-global-smart-plus-share-calculator","status":"publish","type":"post","link":"https:\/\/www.globalimebank.com\/blog\/how-to-use-global-smart-plus-share-calculator\/","title":{"rendered":"How to Use Global Smart Plus Share Calculator"},"content":{"rendered":"\n<p>Buying stocks in Nepal just got easier. Global IME Bank launched a new stock calculator inside their Global Smart Plus app. This tool helps you calculate everything before you invest.<\/p>\n\n\n\n<p>No more guessing. No more surprises. Just clear numbers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why You Need a Share Calculator<\/strong><\/h2>\n\n\n\n<p>Here&#8217;s the truth: most people lose money because they don&#8217;t calculate properly.<\/p>\n\n\n\n<p>You see a stock at Rs. 500. You think that&#8217;s what you&#8217;ll pay. But wait\u2014there are hidden charges. Broker fees. SEBON charges. DP fees. Suddenly your Rs. 500 becomes Rs. 520.<\/p>\n\n\n\n<p>Then you sell. You expect profit. But capital gain tax eats into your returns.<\/p>\n\n\n\n<p>A good stock calculator shows you the real numbers. Before you click that buy button.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What&#8217;s Inside Global Smart Plus Calculator?<\/strong><\/h2>\n\n\n\n<p>Global IME Bank packed six calculators into one app. Each one solves a different problem:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Transaction Calculator \u2013 Buy and sell calculations<\/li>\n\n\n\n<li>Averaging Calculator \u2013 Find your average price<\/li>\n\n\n\n<li>Adjustment Calculator \u2013 Bonus and right shares<\/li>\n\n\n\n<li>Dividend Calculator \u2013 Cash and bonus dividends<\/li>\n\n\n\n<li>Compounding Calculator \u2013 Long-term growth<\/li>\n\n\n\n<li>SIP Calculator \u2013 Monthly investment plans<\/li>\n<\/ol>\n\n\n\n<p>All free. All accurate. All in Nepali rupees.<\/p>\n\n\n\n<p>Let&#8217;s break down each one.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Transaction Calculator: Know What You&#8217;ll Really Pay<\/strong><\/h2>\n\n\n\n<p>This is your most-used tool.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Buying Shares<\/strong><\/h3>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>Open Global Smart Plus \u2192 Go to Hub \u2192 Tap Share Calculator \u2192 Select Transaction \u2192 Choose Buying<\/p>\n\n\n\n<p>Enter two things:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Units (how many shares)<\/li>\n\n\n\n<li>Purchase Price (price per share)<\/li>\n<\/ul>\n\n\n\n<p>You&#8217;ll instantly see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cost Per Share (real cost including fees)<\/li>\n\n\n\n<li>DP Fee (Rs. 25 usually)<\/li>\n\n\n\n<li>SEBON Commission (0.015%)<\/li>\n\n\n\n<li>Broker Commission (varies by broker)<\/li>\n\n\n\n<li>Share Amount (base cost)<\/li>\n\n\n\n<li>Total Payable Amount (final amount from your pocket)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Selling Shares<\/strong><\/h3>\n\n\n\n<p>Same process. But now you see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Capital Gain Tax (5% or 7.5%)<\/li>\n\n\n\n<li>Net profit after tax<\/li>\n\n\n\n<li>Total Receivable Amount (cash in your account)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Averaging Calculator: Find Your True Cost<\/strong><\/h2>\n\n\n\n<p>You bought the same stock three times. Different prices each time. What&#8217;s your average cost?<\/p>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>Go to Averaging tab \u2192 Enter each purchase:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>First buy: 50 shares at Rs. 400<\/li>\n\n\n\n<li>Second buy: 100 shares at Rs. 350<\/li>\n\n\n\n<li>Third buy: 50 shares at Rs. 380<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Adjustment Calculator: Handle Bonus and Right Shares<\/strong><\/h2>\n\n\n\n<p>Companies give bonus shares. Or they offer the right shares. Your price changes. This calculator does the math.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Bonus Shares<\/strong><\/h3>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>Select Adjustment \u2192 Choose Bonus Share \u2192 Enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current market price<\/li>\n\n\n\n<li>Bonus percentage (like 20%)<\/li>\n<\/ul>\n\n\n\n<p>You&#8217;ll see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adjusted price per share<\/li>\n\n\n\n<li>New total shares you own<\/li>\n\n\n\n<li>Tax on bonus shares (5%)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Right Shares<\/strong><\/h3>\n\n\n\n<p>Same process. But you can enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Right share ratio (like 1:4)<\/li>\n\n\n\n<li>Right share price (discounted price offered)<\/li>\n<\/ul>\n\n\n\n<p>Calculator shows your new average cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Dividend Calculator: Count Your Cash<\/strong><\/h2>\n\n\n\n<p>There are usually two types of dividends in Nepal:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash dividend (money)<\/li>\n\n\n\n<li>Bonus dividend (free shares)<\/li>\n<\/ul>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>Dividend tab \u2192 Enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Units you own<\/li>\n\n\n\n<li>Bonus % announced<\/li>\n\n\n\n<li>Cash % announced<\/li>\n\n\n\n<li>Paid-up value (usually 100)<\/li>\n<\/ul>\n\n\n\n<p>You&#8217;ll see:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash dividend amount<\/li>\n\n\n\n<li>Tax on cash (5%)<\/li>\n\n\n\n<li>Bonus shares received<\/li>\n\n\n\n<li>Tax on bonus shares (5%)<\/li>\n\n\n\n<li>Total receivable cash after tax<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Compounding Calculator: See Your Future<\/strong><\/h2>\n\n\n\n<p>Want to know what your investment becomes in 5 years? You can use this calculator feature.<\/p>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>Compounding tab \u2192 Choose frequency (Annually or Monthly) \u2192 Enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Initial investment amount<\/li>\n\n\n\n<li>Expected return rate per year<\/li>\n\n\n\n<li>Additional investment (if regular)<\/li>\n\n\n\n<li>Number of years<\/li>\n<\/ul>\n\n\n\n<p>That&#8217;s Rs. 1,78,000 in returns. Just from compound growth.<\/p>\n\n\n\n<p>This shows why starting early matters.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. SIP Calculator: Plan Your Monthly Investing<\/strong><\/h2>\n\n\n\n<p>SIP means Systematic Investment Plan. You invest the same amount every month.<\/p>\n\n\n\n<p>How to use it:<\/p>\n\n\n\n<p>SIP tab \u2192 Enter:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monthly investment (like Rs. 10,000)<\/li>\n\n\n\n<li>Expected return rate (8-12% realistic)<\/li>\n\n\n\n<li>Number of years<\/li>\n<\/ul>\n\n\n\n<p>Almost double your money. That&#8217;s the power of consistent investing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Get Global Smart Plus<\/strong><\/h2>\n\n\n\n<p><strong>Step 1:<\/strong> Download the app<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Android: Google Play Store<\/li>\n\n\n\n<li>iPhone: Apple App Store<\/li>\n\n\n\n<li>Search &#8220;Global Smart Plus&#8221;<\/li>\n<\/ul>\n\n\n\n<p><strong>Step 2:<\/strong> Register<\/p>\n\n\n\n<p>You need a Global IME Bank account. Do you already have one? Great. Use your customer ID to register.<\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Find the calculator<\/p>\n\n\n\n<p>Open app \u2192 Tap Hub (bottom menu) \u2192 Scroll down \u2192Tap Live Market \u2192 Scroll down \u2192 Tap Calculator<\/p>\n\n\n\n<p>That&#8217;s it. All six calculators ready to use.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tips for Using the Calculator<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Before every trade: Run the numbers. See your actual cost and profit.<\/li>\n\n\n\n<li>Update your average: Every time you buy more shares, recalculate your average price.<\/li>\n\n\n\n<li>Plan your taxes: Use the calculator to see tax impact before selling.<\/li>\n\n\n\n<li>Set realistic returns: For SIP and compounding, use 8-12% returns. Don&#8217;t dream of 30%.<\/li>\n\n\n\n<li>Track bonus announcements: When companies announce bonuses, immediately update your portfolio using the adjustment calculator.<\/li>\n\n\n\n<li>Compare before investing: Run both SIP and lump sum calculations. See which works better for your situation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Understanding Nepal Stock Market Fees<\/strong><\/h2>\n\n\n\n<p>Here&#8217;s what you pay on every transaction:<\/p>\n\n\n\n<p>When buying:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Broker commission: ~0.40% (varies by broker)<\/li>\n\n\n\n<li>SEBON fee: 0.015%<\/li>\n\n\n\n<li>DP charge: Rs. 25 per transaction<\/li>\n<\/ul>\n\n\n\n<p>When selling:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Same fees as buying, PLUS<\/li>\n\n\n\n<li>Capital gain tax: 5% (held over 1 year) or 7.5% (held under 1 year)<\/li>\n<\/ul>\n\n\n\n<p>The calculator includes all of this. You just see the final number.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1768548225153\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Is the Global Smart Plus calculator free?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, completely free for Global IME Bank customers.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768548232474\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Do I need the internet to use it?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, the app needs internet connection to work.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1768548245594\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I use it without a bank account?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, you need a Global IME Bank account to access the app.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Buying stocks in Nepal just got easier. Global IME Bank launched a new stock calculator inside their Global Smart Plus app. This tool helps you calculate everything before you invest. No more guessing. No more surprises. Just clear numbers. Why You Need a Share Calculator Here&#8217;s the truth: most people lose money because they don&#8217;t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5887,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-5886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-banking"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/5886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/comments?post=5886"}],"version-history":[{"count":2,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/5886\/revisions"}],"predecessor-version":[{"id":5889,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/5886\/revisions\/5889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media\/5887"}],"wp:attachment":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media?parent=5886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/categories?post=5886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/tags?post=5886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}