{"id":6036,"date":"2026-02-24T12:15:35","date_gmt":"2026-02-24T06:30:35","guid":{"rendered":"https:\/\/www.globalimebank.com\/blog\/?p=6036"},"modified":"2026-02-24T12:15:39","modified_gmt":"2026-02-24T06:30:39","slug":"removing-the-onboarding-friction-with-an-ai-powered-digital-onboarding-at-global-smart-plus","status":"publish","type":"post","link":"https:\/\/www.globalimebank.com\/blog\/removing-the-onboarding-friction-with-an-ai-powered-digital-onboarding-at-global-smart-plus\/","title":{"rendered":"Removing the onboarding friction with an AI-Powered Digital Onboarding\u00a0at Global Smart Plus\u00a0\u00a0"},"content":{"rendered":"\n<p>The fast shift to digital banking&nbsp;isn&#8217;t&nbsp;just about moving&nbsp;paperwork online.&nbsp;It&#8217;s&nbsp;about trust. The real hurdle is proving a person is who they say they are without making them visit a physical branch. &nbsp;<\/p>\n\n\n\n<p>Global IME Bank is moving toward next-generation&nbsp;biometrics to fix this.&nbsp;<\/p>\n\n\n\n<p>Powered by\u00a0<a href=\"https:\/\/www.facetec.com\/\" rel=\"noopener\">FaceTec\u2014a\u00a0major player\u00a0in identity management\u00a0and authentication<\/a>\u2014is changing how this works. By putting\u00a0AI powered\u00a03D facial authentication right into the Global Smart Plus app, the onboarding process\u00a0is getting a massive overhaul.\u00a0\u00a0<\/p>\n\n\n\n<p>&nbsp;The feature is embedded in&nbsp;<a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.globalimebank.com\/products\/digital-payments\/global-smart-plus\/\">Global Smart Plus<\/a>. Enabling&nbsp;users&nbsp;to verify and open Global Next Gen Saving account in real-time from Global Smart Plus. This has enabled us to verify&nbsp;users&nbsp;in&nbsp;a few&nbsp;seconds&nbsp;without human intervention.&nbsp;<\/p>\n\n\n\n<p><strong>Closing the Gap Between Security and Speed<\/strong><\/p>\n\n\n\n<p>This setup goes past basic photo capture. It hits the two main pillars of modern KYC:&nbsp;Identity and&nbsp;Liveness.&nbsp;<\/p>\n\n\n\n<p><strong>Real Liveness Detection:<\/strong>&nbsp;Uploading a static photo&nbsp;isn&#8217;t&nbsp;enough anymore. The 3D&nbsp;FaceScan&nbsp;tech checks if the user is a living, breathing human.&nbsp;This stop&nbsp;spoofing and deepfakes.&nbsp;The process is secured and cannot be tampered with man in the middle attack or reverse engineering.&nbsp;<\/p>\n\n\n\n<p><strong>ID Verification:<\/strong>&nbsp;Using OCR, government IDs get&nbsp;validated&nbsp;instantly.&nbsp;It catches tampering or forgeries&nbsp;and&nbsp;makes&nbsp;sure the document&nbsp;isn\u2019t&nbsp;forged.&nbsp;<\/p>\n\n\n\n<p><strong>Biometric Matching:<\/strong>&nbsp;The app matches a live 3D&nbsp;FaceMap&nbsp;to the ID photo.&nbsp;It\u2019s&nbsp;precise.&nbsp;It&nbsp;ensures that&nbsp;the person holding the phone actually owns that ID.&nbsp;<\/p>\n\n\n\n<p><strong>Encryption:<\/strong>&nbsp;Every bit of data is encrypted. It follows global security standards. No shortcuts.&nbsp;<\/p>\n\n\n\n<p>FaceTec has successfully passed independent Level 1\u20135 PAD and IAD testing by leading accredited labs, demonstrating industry-leading resistance to presentation and injection attacks, further solidifying its reliability and position as the industry leader in advanced liveness detection and identity verification.&nbsp;<\/p>\n\n\n\n<p><strong>The Bottom Line<\/strong><\/p>\n\n\n\n<p>This shift makes opening a&nbsp;bank&nbsp;account&nbsp;completely&nbsp;digital, with zero friction.&nbsp;<\/p>\n\n\n\n<p>Global IME Bank is pushing Nepal\u2019s digital transformation forward. It proves a point;&nbsp;security&nbsp;shouldn&#8217;t&nbsp;make the customer experience worse. It should make it better&nbsp;\u2013 security without hassle.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Experience the next generation of banking. Open a <strong>Global Next Gen Savings Account<\/strong> instantly through the\u00a0<a href=\"http:\/\/onelink.to\/gblsmart\/\" target=\"_blank\" rel=\"noreferrer noopener\">Global Smart Plus app<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The fast shift to digital banking&nbsp;isn&#8217;t&nbsp;just about moving&nbsp;paperwork online.&nbsp;It&#8217;s&nbsp;about trust. The real hurdle is proving a person is who they say they are without making them visit a physical branch. &nbsp; Global IME Bank is moving toward next-generation&nbsp;biometrics to fix this.&nbsp; Powered by\u00a0FaceTec\u2014a\u00a0major player\u00a0in identity management\u00a0and authentication\u2014is changing how this works. By putting\u00a0AI powered\u00a03D facial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-6036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-digital-banking"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/comments?post=6036"}],"version-history":[{"count":1,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6036\/revisions"}],"predecessor-version":[{"id":6038,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6036\/revisions\/6038"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media\/6037"}],"wp:attachment":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media?parent=6036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/categories?post=6036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/tags?post=6036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}