{"id":6638,"date":"2026-08-11T16:47:01","date_gmt":"2026-08-11T11:02:01","guid":{"rendered":"https:\/\/www.globalimebank.com\/blog\/?p=6638"},"modified":"2026-08-11T16:47:06","modified_gmt":"2026-08-11T11:02:06","slug":"cross-border-upi-p2p-fund-transfer","status":"publish","type":"post","link":"https:\/\/www.globalimebank.com\/blog\/cross-border-upi-p2p-fund-transfer\/","title":{"rendered":"Cross-Border UPI (P2P) Fund Transfer"},"content":{"rendered":"\n

Send & Receive Money Between Nepal & India with Global Smart+<\/h2>\n\n\n\n

Overview<\/h3>\n\n\n\n

Global IME Bank brings you the UPI Cross-Border Fund Transfer<\/strong> service, enabling eligible customers to send money from Nepal to India and receive money from India to Nepal directly through the Global Smart+ Mobile Banking App<\/strong>.<\/p>\n\n\n\n

Powered by NCHL<\/strong> and NPCI International<\/strong>, the service provides secure, real-time transactions through a unique UPI ID.<\/p>\n\n\n\n

Key Features<\/h2>\n\n\n\n
    \n
  • Real-time fund transfer<\/li>\n\n\n\n
  • Secure UPI ID-based transactions<\/li>\n\n\n\n
  • Available 24\u00d77<\/li>\n\n\n\n
  • Simple and convenient mobile banking experience<\/li>\n\n\n\n
  • Instant confirmation and settlement<\/li>\n\n\n\n
  • Safe and reliable transaction process<\/li>\n<\/ul>\n\n\n\n

    One-Time Activation UPI ID Generation Process<\/h2>\n\n\n\n

    Before using the service, customers must complete the following steps:<\/p>\n\n\n\n

      \n
    1. Log in to Global Smart+.<\/li>\n\n\n\n
    2. Navigate to Profile<\/strong>.<\/li>\n\n\n\n
    3. Select Transactions<\/strong>.<\/li>\n\n\n\n
    4. Enable Cross-Border Fund Transfer<\/strong>.<\/li>\n\n\n\n
    5. Provide the required consent.<\/li>\n\n\n\n
    6. Generate your unique UPI ID.<\/li>\n\n\n\n
    7. Start sending and receiving funds instantly.<\/li>\n<\/ol>\n\n\n\n

      Send Money from Nepal to India<\/h2>\n\n\n\n

      Eligible Indian citizens maintaining an active Global IME Bank account can transfer funds to participating Indian banks.<\/p>\n\n\n\n

      Transfer Process<\/h3>\n\n\n\n
        \n
      1. Log in to Global Smart+.<\/li>\n\n\n\n
      2. Navigate to Fund Transfer<\/strong>.<\/li>\n\n\n\n
      3. Select Cross-Border Fund Transfer<\/strong>.<\/li>\n\n\n\n
      4. Enter the beneficiary’s UPI ID and name.<\/li>\n\n\n\n
      5. Enter the transfer amount.<\/li>\n\n\n\n
      6. Authenticate the transaction using your PIN or OTP.<\/li>\n\n\n\n
      7. Receive instant transaction confirmation.<\/li>\n<\/ol>\n\n\n\n

        Transaction Limits<\/h3>\n\n\n\n
        Limit<\/strong><\/td>INR<\/strong><\/td>NPR<\/strong><\/td><\/tr>
        Daily Limit<\/td>15,000<\/td>24,000<\/td><\/tr>
        Monthly Limit<\/td>100,000<\/td>160,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        Service Charge:<\/strong> NPR 240 per successful transaction.<\/p>\n\n\n\n

        Receive Money from India to Nepal<\/h2>\n\n\n\n

        Any user of a participating UPI application in India can transfer funds to a UPI ID generated through the Global Smart+ application.<\/p>\n\n\n\n

        Both eligible Nepali and Indian citizens holding active Global IME Bank accounts can receive funds after completing the one-time activation process.<\/p>\n\n\n\n

        Transaction Limits<\/h3>\n\n\n\n
        Limit<\/strong><\/td>INR<\/strong><\/td>NPR<\/strong><\/td><\/tr>
        Per Transaction<\/td>200,000<\/td>320,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        Benefits<\/h2>\n\n\n\n
          \n
        • Instant fund settlement<\/li>\n\n\n\n
        • Secure transactions<\/li>\n\n\n\n
        • Convenient and easy-to-use process<\/li>\n\n\n\n
        • No need to share bank account details<\/li>\n\n\n\n
        • Available 24 hours a day, seven days a week<\/li>\n<\/ul>\n\n\n\n

          Participating Networks _ Nepal to India Transfers<\/h2>\n\n\n\n

          Funds can be transferred to UPI IDs maintained with participating banks in India, including:<\/p>\n\n\n\n

          Axis Bank<\/td>Bank of Baroda<\/td>Bank of India<\/td>Canara Bank<\/td>Central Bank of India<\/td><\/tr>
          DBS Bank India<\/td>Fedral Bank<\/td>HDFC Bank<\/td>ICICI Bank<\/td>IDFC FIRST Bank<\/td><\/tr>
          Indian Bank<\/td>Indian Overseas Bank<\/td>Induslnd Bank<\/td>Karur Vysya Bank<\/td>Kotak Mahindra Bank<\/td><\/tr>
          Punjab National Bank<\/td>South Indian Bank<\/td>State Bank of India (Bhim SBI Pay)<\/td> <\/td> <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

          Availability may vary according to participating institutions.<\/em><\/p>\n\n\n\n

          India to Nepal Transfers<\/h3>\n\n\n\n
            \n
          • BHIM SBI Pay<\/li>\n\n\n\n
          • Other participating UPI applications supported by NPCI International<\/li>\n<\/ul>\n\n\n\n

            Important Note<\/h3>\n\n\n\n

            Transaction limits, participating institutions, eligibility criteria, exchange rates, and applicable charges are subject to regulatory guidelines and may change from time to time.<\/p>\n\n\n\n

            Need Assistance?<\/h3>\n\n\n\n

            Global Connect<\/strong><\/p>\n\n\n\n

            \ud83d\udcde +977-1-5970600<\/p>\n\n\n\n

            Global IME Bank Limited<\/strong><\/p>\n\n\n\n

            “Life ko Pace ma Banking!”<\/em><\/p>\n\n\n\n

            <\/p>\n","protected":false},"excerpt":{"rendered":"

            Send & Receive Money Between Nepal & India with Global Smart+ Overview Global IME Bank brings you the UPI Cross-Border Fund Transfer service, enabling eligible customers to send money from Nepal to India and receive money from India to Nepal directly through the Global Smart+ Mobile Banking App. Powered by NCHL and NPCI International, the […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-6638","post","type-post","status-publish","format-standard","hentry","category-digital-banking"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/comments?post=6638"}],"version-history":[{"count":1,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6638\/revisions"}],"predecessor-version":[{"id":6639,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/posts\/6638\/revisions\/6639"}],"wp:attachment":[{"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/media?parent=6638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/categories?post=6638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalimebank.com\/blog\/wp-json\/wp\/v2\/tags?post=6638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}