<p>The Global IME Retirement Fund has been managing the following schemes to facilitate our valued customers.</p>
<ul>
<li>Provident Fund</li>
<li>Retirement Fund</li>
<li>Gratuity Fund</li>
<li>Public Provident Fund</li>
<li>Leave Encashment Fund</li>
</ul>

<p>ग्लोबल आइएमई अवकाश कोषले संचालन गरेका आवकाश योजना तथा सेवाहरु देहाय बमोजिम रहेकाछन् :<br>&nbsp;</p>
<ul>
<li>कर्मचारीको संचयकोष योजना</li>
<li>स्वेच्छिक अवकाश कोष योजना</li>
<li>उपदान कोष योजना</li>
<li>संचित विदा कोष योजना</li>
<li>पब्लिक प्रोभिडेन्ड फण्ड योजना</li>
</ul>

प्रोडक्ट र सेवाहरू

<ul style="text-align: justify;">
<li>Duly filled GRF Loan Form.</li>
<li>GRF card copy or certified copy of citizenship.</li>
</ul>

<ul>
<li>भरिएको GRF ऋण फॉर्म</li>
<li>GRF कार्डको प्रतिलिपि वा नागरिकताको प्रमाणित प्रतिलिपि</li>
</ul>

<div class="mb-10 ">
<div class="flex flex-wrap">
<div class="content-box">
<div class="relative flex min-h-[100px] flex-col min-w-0 break-words bg-white w-full mb-6 ">
<div class=" flex-auto">
<div class="tab-content tab-space">
<div id="tab_content_0" class="block">
<div class=" ">
<div class="content-details">
<ul>
<li style="text-align: justify;">Registration, PAN, MOA, AOA of concerned organization</li>
<li style="text-align: justify;">Board Minute from concerned Organization regarding on participating Global IME Retirement Fund.</li>
<li style="text-align: justify;">Duly filled GRF Opening Form and GRF card (by individual)</li>
<li style="text-align: justify;">Citizenship Copy and 2 recent photographs</li>
<li style="text-align: justify;">Employee ID Card Copy</li>
</ul>
<p style="text-align: justify;">(BOD minute and covering letter is not necessary for retirement fund account)</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<ul>
<li>सम्बन्धित संस्थाको दर्ता, प्यान, MOA, AOA</li>
<li>ग्लोबल आइएमई अवकाश कोषमा सहभागी हुने सम्बन्धमा सम्बन्धित संस्थाबाट बोर्ड मिनेट ।</li>
<li>विधिवत् भरिएको जीआरएफ ओपनिङ फारम र जीआरएफ कार्ड (व्यक्तिगत रूपमा)</li>
<li>नागरिकताको प्रतिलिपि र हालसालै को 2 फोटो</li>
<li>कर्मचारी आईडी कार्ड प्रतिलिपि</li>
</ul>
<p><br>(अवकाश कोष खाताको लागि बीओडी मिनेट र आवरण पत्र आवश्यक छैन)</p>

अवकाश कोष खाता खोल्न

<ul style="text-align: justify;">
<li>Release Letter of the employee</li>
<li>Acknowledgement Letter from Organization</li>
<li>Duly filled GRF Closing Form</li>
<li>Original GRF card or certified copy of citizenship&nbsp;</li>
</ul>

<ul>
<li>कर्मचारीको रिलिज लेटर&nbsp;</li>
<li>संगठनबाट स्वीकृति पत्र</li>
<li>भरिएको क्लोजिंग फॉर्म&nbsp;</li>
<li>सक्कली GRF कार्ड वा नागरिकताको प्रमाणित प्रतिलिपि&nbsp;</li>
</ul>

अवकाश कोष खाता बन्द गर्न

<ul style="text-align: justify;">
<li>5.75% p.a. interest on deposit is provided on daily balance &amp; capitalized at quarterly basis and such interest income is also tax free.</li>
<li>The Fund is providing credit facilities to its individual depositor/contributor up to 90 % of their deposit amount (provident fund and retirement fund) as RF Loan.</li>
<li>The Depositor/Contributor will be eligible to apply for RF Loan only after one year of depositing/contributing on such amount or after completion on one fiscal year of depositing/contributing on such amount along with the recommendation from the concerned organization (Employer).</li>
<li>The interest rate on RF Loan will be additional 1.5% pa interest rate on deposit&nbsp;</li>
<li>The Depositor/Contributor can get all services (Deposit/Loan/Account Close) from any branch of the Global IME Bank Limited.</li>
<li>For the final withdraw of the deposit amount, the Depositor/Contributor may request to Global IME Retirement Fund along with the certification of the retirement document from the concerned organization (Employer).</li>
<li>Depositors can be benefited of NPR 10,000.00 as Bereavement Expenses. In order to take this facility, the depositors must claim the payment within 90 days of the incident.</li>
<li>Depositors can be benefited of NPR 10,000.00 as Maternity Expenses. In order to take this facility, the depositors must claim the payment within 120 days of delivery.</li>
</ul>

<ul>
<li style="text-align: justify;">कोषमा संचित रकममा ५.७५ प्रतिशत (वार्षिक) का दरले ब्याज प्रदान गरिनेछ । दैनिक मौज्दातका आधारमा गणना गरिने ब्याज रकम हरेक त्रैमासमा (आश्विन, पौष, चैत्र र असार मसान्त) मा प्रदान गरिनेछ ।</li>
<li style="text-align: justify;">कोषमा सहभागी बचतकर्ताहरुको लागि कोषले योगदानमा आधारित संचित रकमको ९० प्रतिशतसम्म सापटी सुविधा प्रदान गर्दछ । यस्तो सापटी रकम सहभागीले आवश्यकता अनुरुप सापटी भुक्तानी गर्न वा निर्धारित ९० प्रतिशतसम्मको सीमाभित्र रहेर थप गर्न सकिनेछ ।</li>
<li style="text-align: justify;">कोषमा सहभागी भई रकम जम्मा गरेको एक वर्ष पूरा भएपछि वा एक आर्थिक वर्ष समाप्त भएपश्चात सम्बन्धित रोजगारदाताको सिफारिसमा मात्र सापटी सुविधाका लागि निवेदन दिन सकिनेछ ।</li>
<li style="text-align: justify;">RF लोनको ब्याज दर निक्षेपमा थप १.५ प्रतिशत ब्याज दर हुनेछ ।</li>
<li style="text-align: justify;">कोषमा नियमित रुपमा एक आर्थिक बर्ष रकम जम्मा गरेका सहभागिहरुलाई सुत्केरी स्यहार खर्च रु. १०,०००/&ndash; र काजक्रिया खर्च रु. १०,०००/&ndash;को व्यवस्था गरेको छ । यस सुविधा प्राप्त गर्न सहभागिहरुले ९० दिन भित्र कोष समक्ष निवेदन दिनुपर्नेछ ।</li>
<li style="text-align: justify;">बचतकर्ताको परिवारमा कसैको मृत्यु भएमा रु. १०,००० सम्मको शोक बिमा/खर्च पाउन सकिनेछ। यो सुविधा लिन, घटना भएको ९० दिनभित्र दाबी गर्नुपर्नेछ।</li>
<li style="text-align: justify;">
<p>बचतकर्ताले रु. १०,००० सम्मको सुत्केरी खर्च पाउन सकिनेछ। यो सुविधा लिन, बच्चा जन्मिएको १२० दिनभित्र दाबी गर्नुपर्नेछ।</p>
</li>
</ul>

<div class="mb-10 ">
<div class="flex flex-wrap">
<div class="content-box">
<div class="relative flex min-h-[100px] flex-col min-w-0 break-words bg-white w-full mb-6 ">
<div class=" flex-auto">
<div class="tab-content tab-space">
<div id="tab_content_0" class="block">
<div class=" ">
<div class="content-details">
<p style="text-align: justify;"><a title="GRF KYC &amp; AOF Individual NEW" href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/GRF%20KYC%20&amp;%20AOF%20Individual%20NEW.pdf" target="_blank" rel="noopener">GRF KYC &amp; AOF Individual NEW</a></p>
<p style="text-align: justify;"><a title="GRF Loan and Deed NEW" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/GRF%20Loan%20and%20Deed%20NEW.pdf" target="_blank" rel="noopener">GRF Loan and Deed NEW</a></p>
<p style="text-align: justify;"><a title="GRF Account Closing Form NEW" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/GRF%20Account%20Closing%20Form%20NEW.pdf" target="_blank" rel="noopener">GRF Account Closing Form NEW</a></p>
<p style="text-align: justify;"><a title="Maternity Expenses Claim Form- GRF" href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/Maternity%20Claim%20Form%20120%20Days.pdf" target="_blank" rel="noopener">Maternity Expenses Claim Form- GRF</a></p>
<p style="text-align: justify;"><a title="Bereavement Expenses Claim Form- GRF" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/Bereavement%20Expenses%20Claim%20Form-%20GRF.pdf" target="_blank" rel="noopener">Bereavement Expenses Claim Form- GRF</a></p>
<p style="text-align: justify;"><a href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/global%20retirement/Institutional%20Account%20Opening%20Form.pdf">Institutional Account Opening Form-GRF</a></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

<div class="mb-10 ">
<div class="flex flex-wrap">
<div class="content-box">
<div class="relative flex min-h-[100px] flex-col min-w-0 break-words bg-white w-full mb-6 ">
<div class=" flex-auto">
<div class="tab-content tab-space">
<div id="tab_content_0" class="block">
<div class=" ">
<div class="content-details">
<div class="mb-10 ">
<div class="flex flex-wrap">
<div class="content-box">
<div class="relative flex min-h-[100px] flex-col min-w-0 break-words bg-white w-full mb-6 ">
<div class=" flex-auto">
<div class="tab-content tab-space">
<div id="tab_content_0" class="block">
<div class=" ">
<div class="content-details">
<p style="text-align: justify;"><a title="GRF KYC &amp; AOF Individual NEW" href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/GRF%20KYC%20&amp;%20AOF%20Individual%20NEW.pdf" target="_blank" rel="noopener">GRF KYC &amp; AOF Individual NEW</a></p>
<p style="text-align: justify;"><a title="GRF Loan and Deed NEW" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/GRF%20Loan%20and%20Deed%20NEW.pdf" target="_blank" rel="noopener">GRF Loan and Deed NEW</a></p>
<p style="text-align: justify;"><a title="GRF Account Closing Form NEW" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/GRF%20Account%20Closing%20Form%20NEW.pdf" target="_blank" rel="noopener">GRF Account Closing Form NEW</a></p>
<p style="text-align: justify;"><a title="Maternity Expenses Claim Form- GRF" href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/Maternity%20Claim%20Form%20120%20Days.pdf" target="_blank" rel="noopener">Maternity Expenses Claim Form- GRF</a></p>
<p style="text-align: justify;"><a title="Bereavement Expenses Claim Form- GRF" href="https://gibl-assets.gibl.com.np/uploads/Content%20Page/GRF/Bereavement%20Expenses%20Claim%20Form-%20GRF.pdf" target="_blank" rel="noopener">Bereavement Expenses Claim Form- GRF</a></p>
<p style="text-align: justify;"><a href="https://gibl-assets.gibl.com.np/uploads/Forms%20and%20Downloads/global%20retirement/Institutional%20Account%20Opening%20Form.pdf">Institutional Account Opening Form-GRF</a></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

Global IME Retirement Fund- Download Forms

ग्लोबल आइएमई अवकाश कोष: फारम डाउनलोड गर्नुहोस्

Interest Rates

ब्याज दर

<p style="text-align: justify;"><strong>Global IME Retirement Fund </strong>was incorporated in BS 2060 under Income Tax Act, 2058 &amp; Income Tax Rule, 2059 obtaining approval from the Inland Revenue Department (IRD) as a separate entity of Global IME Bank Limited.<br><br>The main objective of the Fund is to make employees benefit from their income tax liability to maintain their secure retired life through the savings of their active employment period.</p>
<p style="text-align: justify;">&nbsp;</p>
<p style="text-align: justify;">The Fund has been running successfully since BS 2060 delivering quality service to its customers who have been contributing their best service in any industry of the national economy.&nbsp;</p>

<p style="text-align: justify;"><strong>ग्लोबल आइएमई अवकाश कोष</strong>&nbsp;आयकर ऐन, २०५८ तथा आयकर नियमावली, २०५९ बमोजिम नेपाल सरकार, अर्थमन्त्रालय, आन्तरिक राजश्व विभागबाट स्वीकृत प्राप्त गरी ग्लोबल आइएमई बैंक लिमिटेड अन्तर्गतको एक स्वयत्त संस्थाको रुपमा स्थापित स्वीकृत प्राप्त अवकाश कोष हो ।</p>
<p style="text-align: justify;">कोषको मुख्य उद्देश्य कोषमा सहभागीहरुको आयकर दायित्व कम गरी सक्रिय रोजगारीको अवधिमा बचत गर्न अभिप्रेरीत गरी अवकाश पछिको अवस्थाका लागि निश्चित आर्थिक श्रोतको समेत व्यवस्था हुन सकोस भन्ने रहेको छ ।</p>
<p style="text-align: justify;">बि.सं २०६० साल देखि सफलतापूर्वक संचालन हुदै आएको कोषले आफ्ना सेवाग्राहीहरुलाई गुणस्तरिय सेवा प्रदान गर्दै आइरहेको छ ।&nbsp;</p>

Global IME Retirement Fund

ग्लोबल आइएमई अवकाश कोष

आवेदन दिनुहोस् ?

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/local_atm_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Minimum Balance: zero</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/local_atm_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">न्यूनतम मौज्दातः शून्य</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Charge waiver on issuance of Credit Card</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p>क्रेडिट कार्ड जारी गर्दा शुल्क छुट</p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Charge waiver on issuance of e-com card (dollar card)</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Free Mobile/Internet Banking services (First Year).</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">नि: शुल्क मोबाइल / इन्टरनेट बैंकिंग सेवाहरू (पहिलो वर्ष)।</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Visa Debit Card with first year charge waiver.</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">भिसा डेबिट कार्डमा पहिलो वर्षको सेवा शुल्क छुट</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">50% discount on Locker Rent Facility (1st year only, on availability).</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">लकर भाडा सुविधामा ५०% छूट (पहिलो वर्ष मात्र, उपलब्धतामा)।</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Free Cheque Book on demand.</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">माग भएमा निःशुल्क चेकबुकको सुविधा</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/elderly_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Retirement Fund Scheme benefit</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/elderly_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p>अवकाश कोष योजनाको लाभ</p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/receipt_long_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p><span style="font-size: 14pt;">Facilitation in Portfolio Management Service</span></p>

<p><img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/receipt_long_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24"></p>
<p>पोर्टफोलियो व्यवस्थापन सेवामा सुविधा</p>

Global IME Retirement Fund

Related Products

You based on your interest

Company Profile

Quick Links

Calculators

Investor Relation

Notice and Publication

Network

Document Verifiers

Rates & Interest