<table style="width: 91.0824%; height: 431.063px;">
<tbody>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;"><strong>Month</strong></td>
<td style="width: 18.5208%; height: 39.1875px;"><strong>Base Rate(%)</strong></td>
</tr>
<tr>
<td style="width: 81.3306%;">Average rate from the month of Jestha 2082</td>
<td style="width: 18.5208%;">5.97%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Base Rate from the month of Jestha 2082</td>
<td style="width: 18.5208%;">5.75%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Average base rate of last three months ending Baisakh 2082</td>
<td style="width: 18.5208%;">6.16%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Base rate for the month of Baisakh 2082&nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</td>
<td style="width: 18.5208%;">5.94%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Average base rate of last three months ending Chaitra 2081</td>
<td style="width: 18.5208%;">6.38%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Base rate for the month of Chaitra 2081</td>
<td style="width: 18.5208%;">6.21%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Average base rate of last three months ending Falgun 2081</td>
<td style="width: 18.5208%;">6.56%</td>
</tr>
<tr>
<td style="width: 81.3306%;">Base rate for the month of Falgun 2081</td>
<td style="width: 18.5208%;">6.34%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Average base rate of last three months ending Magh 2081</td>
<td style="width: 18.5208%; height: 19.5938px;">6.74%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Magh</td>
<td style="width: 18.5208%; height: 19.5938px;">6.58%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Poush 2081 &nbsp;&nbsp;</td>
<td style="width: 18.5208%; height: 39.1875px;">6.95%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Poush</td>
<td style="width: 18.5208%; height: 19.5938px;">6.75%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Mangsir 2081&nbsp; &nbsp;</td>
<td style="width: 18.5208%; height: 39.1875px;">7.11%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Mangsir 2081 &nbsp; &nbsp;</td>
<td style="width: 18.5208%; height: 19.5938px;">6.89%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Kartik 2081</td>
<td style="width: 18.5208%; height: 39.1875px;">7.24%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Kartik 2081</td>
<td style="width: 18.5208%; height: 19.5938px;">7.20%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Ashwin 2081</td>
<td style="width: 18.5208%; height: 39.1875px;">7.29%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Ashwin 2081</td>
<td style="width: 18.5208%; height: 19.5938px;">7.23%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Bhadra 2081</td>
<td style="width: 18.5208%; height: 39.1875px;">7.47%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Bhadra 2081</td>
<td style="width: 18.5208%; height: 19.5938px;">7.28%</td>
</tr>
<tr style="height: 39.1875px;">
<td style="width: 81.3306%; height: 39.1875px;">Average base rate of last three months ending Shrawan 2081</td>
<td style="width: 18.5208%; height: 39.1875px;">7.77%</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 81.3306%; height: 19.5938px;">Base rate for the month of Shrawan 2081</td>
<td style="width: 18.5208%; height: 19.5938px;">7.37%</td>
</tr>
</tbody>
</table>

2024/2025(2081/2082)

<table>
<tbody>
<tr>
<td>Month</td>
<td>Base Rate(%)</td>
</tr>
<tr>
<td>Average base rate of last three months ending Ashar 2081</td>
<td>8.09%</td>
</tr>
<tr>
<td>Base rate for the month of Ashad 2081</td>
<td>7.75%</td>
</tr>
<tr>
<td>Base rate for the month of Jestha 2081</td>
<td>8.19%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Jestha 2081</td>
<td>8.40%</td>
</tr>
<tr>
<td>Base rate for the month of Baisakh 2081</td>
<td>8.34%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Baisakh 2081</td>
<td>8.59%</td>
</tr>
<tr>
<td>Base rate for the month of Chaitra 2080</td>
<td>8.67%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Chaitra 2080</td>
<td>8.84%</td>
</tr>
<tr>
<td>Base rate for the month of Falgun 2080</td>
<td>8.77%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Falgun 2080</td>
<td>9.09%</td>
</tr>
<tr>
<td>Base rate for the month of Magh 2080</td>
<td>9.09%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Magh 2080</td>
<td>9.38%</td>
</tr>
<tr>
<td>Base rate for the month of Poush 2080</td>
<td>9.40%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Poush 2080</td>
<td>9.60%</td>
</tr>
<tr>
<td>Base rate for the month of Mangsir 2080</td>
<td>9.64%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Mangsir 2080</td>
<td>9.80%</td>
</tr>
<tr>
<td>Base rate for the month of Kartik 2080</td>
<td>9.75%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Kartik 2080</td>
<td>10.01%</td>
</tr>
<tr>
<td>Base rate for the month of Ashwin 2080</td>
<td>10.02%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Ashwin 2080</td>
<td>10.07%</td>
</tr>
<tr>
<td>Base rate for the month of Bhadra 2080</td>
<td>10.27%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Bhadra 2080</td>
<td>10.09%</td>
</tr>
<tr>
<td>Base rate for the month of Shrawan 2080</td>
<td>9.91%</td>
</tr>
<tr>
<td>Average base rate of last three months ending Shrawan 2080</td>
<td>10.07%</td>
</tr>
</tbody>
</table>

2023/2024(2080/2081)

<table style="width: 100.042%;">
<tbody>
<tr>
<td style="width: 85.7611%;">Month</td>
<td style="width: 14.4079%;">Base Rate(%)</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average base rate of last three months ending Ashadh 2080</td>
<td style="width: 14.4079%;">10.20%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Ashad 2080</td>
<td style="width: 14.4079%;">10.08%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average base rate of last three months ending Jestha 2080</td>
<td style="width: 14.4079%;">10.37%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Jestha 2080</td>
<td style="width: 14.4079%;">10.22%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average base rate of last three months ending Baisakh 2080</td>
<td style="width: 14.4079%;">10.55%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Baisakh 2080</td>
<td style="width: 14.4079%;">10.31%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average quarterly Base Rate for the quarter ending Chaitra 2079</td>
<td style="width: 14.4079%;">10.69%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Chaitra 2079</td>
<td style="width: 14.4079%;">10.60%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Falgun 2079</td>
<td style="width: 14.4079%;">10.75%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Magh 2079</td>
<td style="width: 14.4079%;">10.73%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average quarterly Base Rate for the quarter ending Poush 2079</td>
<td style="width: 14.4079%;">10.80%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Poush 2079</td>
<td style="width: 14.4079%;">10.85%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Mangsir 2079</td>
<td style="width: 14.4079%;">10.86%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Kartik 2079</td>
<td style="width: 14.4079%;">10.69%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Average quarterly Base Rate for the quarter ending Ashwin 2079</td>
<td style="width: 14.4079%;">10.19%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Ashwin 2079</td>
<td style="width: 14.4079%;">10.61%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Bhadra 2079</td>
<td style="width: 14.4079%;">10.10%</td>
</tr>
<tr>
<td style="width: 85.7611%;">Base Rate for the month of Shrawan 2079</td>
<td style="width: 14.4079%;">9.86%</td>
</tr>
</tbody>
</table>

2022/2023(2079/2080)

<table>
<tbody>
<tr>
<td>Month</td>
<td>Base Rate(%)</td>
</tr>
<tr>
<td>Base Rate for the month of Ashadh 2079</td>
<td>9.54%</td>
</tr>
<tr>
<td>Average Quarterly Base Rate for the quarter ending Ashadh 2079</td>
<td>9.40%</td>
</tr>
<tr>
<td>Base Rate for the month of Jestha 2079</td>
<td>9.37%</td>
</tr>
<tr>
<td>Base Rate for the month of Baisakh 2079</td>
<td>9.30%</td>
</tr>
<tr>
<td>Base Rate for the month of Chaitra 2078</td>
<td>9.42</td>
</tr>
<tr>
<td>Average Quarterly Base Rate for the Quarter ending Chaitra 2078</td>
<td>8.95%</td>
</tr>
<tr>
<td>Base rate for the month of Falgun 2078</td>
<td>9.01%</td>
</tr>
<tr>
<td>Base rate for the month of Magh 2078</td>
<td>8.41%</td>
</tr>
<tr>
<td>Base Rate for the month Poush 2078</td>
<td>8.27%</td>
</tr>
<tr>
<td>Base Rate for the month Mangsir 2078</td>
<td>8.10%</td>
</tr>
<tr>
<td>Base Rate for the month Kartik 2078</td>
<td>7.61%</td>
</tr>
<tr>
<td>Base Rate for the month Ashwin 2078</td>
<td>7.41%</td>
</tr>
<tr>
<td>Base Rate for the month Bhadra 2078</td>
<td>6.38%</td>
</tr>
<tr>
<td>Base Rate for the month Shrawan 2078</td>
<td>6.36%</td>
</tr>
</tbody>
</table>

2021/2022(2078/2079)

<table>
<tbody>
<tr>
<td>Month</td>
<td>Base Rate(%)</td>
</tr>
<tr>
<td>Base Rate for the month Ashadh 2078</td>
<td>6.60%</td>
</tr>
<tr>
<td>Base Rate for the month Jestha 2078</td>
<td>6.19%</td>
</tr>
<tr>
<td>Base Rate for the month Baisakh 2078</td>
<td>6.38%</td>
</tr>
<tr>
<td>Base Rate for the month Chaitra 2077</td>
<td>6.40%</td>
</tr>
<tr>
<td>Base Rate for the month Falgun 2077</td>
<td>6.46%</td>
</tr>
<tr>
<td>Base Rate for the month Magh 2077</td>
<td>6.44%</td>
</tr>
<tr>
<td>Base Rate for the month Poush 2077</td>
<td>6.76%</td>
</tr>
<tr>
<td>Base Rate for the month Mangsir 2077</td>
<td>6.99%</td>
</tr>
<tr>
<td>Base Rate for the month Kartik 2077</td>
<td>7.10%</td>
</tr>
<tr>
<td>Base Rate for the month Ashwin 2077</td>
<td>7.25%</td>
</tr>
<tr>
<td>Base Rate for the month Bhadra, 2077</td>
<td>7.35%</td>
</tr>
<tr>
<td>Base Rate for the m/o Shrawan, 2077</td>
<td>7.58%</td>
</tr>
</tbody>
</table>

2020/2021(2077/2078)

<table>
<tbody>
<tr>
<td>Month</td>
<td>Base Rate(%)</td>
</tr>
<tr>
<td>Base Rate for the month Ashadh 2077</td>
<td>8.42%</td>
</tr>
<tr>
<td>Base Rate for the month Jestha 2077</td>
<td>8.53%</td>
</tr>
<tr>
<td>Base Rate for the month Baisakh 2077</td>
<td>8.83%</td>
</tr>
<tr>
<td>Base Rate for the month Chaitra 2076</td>
<td>9.41%</td>
</tr>
<tr>
<td>Base Rate for the month Falgun 2076</td>
<td>9.42%</td>
</tr>
<tr>
<td>Base Rate for the month Magh 2076</td>
<td>9.36%</td>
</tr>
<tr>
<td>Base Rate for the month Poush 2076</td>
<td>9.64%</td>
</tr>
<tr>
<td>Base Rate for the month Mangsir 2076</td>
<td>8.71%</td>
</tr>
<tr>
<td>Base Rate for the month Kartik 2076</td>
<td>9.10%</td>
</tr>
<tr>
<td>Base Rate for the month Ashwin 2076</td>
<td>9.44%</td>
</tr>
<tr>
<td>Base Rate for the month Bhadra, 2076</td>
<td>8.92%</td>
</tr>
<tr>
<td>Base Rate for the m/o Shrawan, 2076</td>
<td>8.87%</td>
</tr>
</tbody>
</table>

2019/2020(2076/2077)

<table>
<tbody>
<tr>
<td>Month</td>
<td>Base Rate(%)</td>
</tr>
<tr>
<td>Base Rate for the month Ashadh 2076</td>
<td>9.54%</td>
</tr>
<tr>
<td>Base Rate for the month Jestha 2076</td>
<td>9.31%</td>
</tr>
<tr>
<td>Base Rate for the month Baisakh 2076</td>
<td>9.38%</td>
</tr>
<tr>
<td>Base Rate for the month Chaitra 2075</td>
<td>9.60%</td>
</tr>
<tr>
<td>Base Rate for the month Falgun 2075</td>
<td>9.46%</td>
</tr>
<tr>
<td>Base Rate for the month Magh 2075</td>
<td>9.70%</td>
</tr>
<tr>
<td>Base Rate for the month Poush 2075</td>
<td>10.09%</td>
</tr>
<tr>
<td>Base Rate for the month Mangsir 2075</td>
<td>10.54%</td>
</tr>
<tr>
<td>Base Rate for the month Kartik 2075</td>
<td>10.54%</td>
</tr>
<tr>
<td>Base Rate for the month Ashwin 2075</td>
<td>10.59%</td>
</tr>
<tr>
<td>Base Rate for the month Bhadra, 2075</td>
<td>10.40%</td>
</tr>
<tr>
<td>Base Rate for the m/o Shrawan, 2075</td>
<td>10.13%</td>
</tr>
</tbody>
</table>

Base Rate: Current Base Rate for Loans and Financing