What is an Auto Loan?

An Auto Loan, often referred to as a **Car Loan**, helps you finance the purchase of a new or used vehicle, or even refinance an existing auto loan. With competitive interest rates, flexible repayment terms, and a simple application process, our Auto Loan is designed to make your dream car more accessible.

What types of vehicles can I finance with an Auto Loan?

You can use an Auto Loan to finance: New or used fuel-based vehicles. New or used electric vehicles. Commercial or personal vehicles.

What is the maximum loan amount I can get?

For fuel-based vehicles, the loan amount is typically up to 50% of the quoted price/VAT bill. For electric vehicles, you can get up to 60% of the quoted price/VAT bill.

What is the loan repayment period?

The loan repayment period can range from 1 to 7 years, depending on the terms of the loan agreement and your preferences.

Who is eligible to apply for an Auto Loan?

Individual Applicants: Nepalese citizens above 21 years of age with a stable income to meet debt obligations. Businesses: Private/Public companies, proprietorships, and partnerships that are registered with the relevant government authorities and intend to use the vehicle for personal/private or commercial use.

Can I use the loan for a second-hand vehicle?

Yes, loans for used vehicles (up to 3 years old) are available. The loan amount will typically be 50% of the market value for individuals and up to 70% for legal entities.

What is the maximum age of a used vehicle I can finance?

The vehicle must be up to 3 years old for financing under the auto loan scheme.

गाडी कर्जा: सहज मासिक किस्ता (EMI) मा आफ्नै गाडी चलाउनुहोस्

परिचय

आफ्नै गाडी हुनु केवल आवश्यकता मात्र होइन; यो एउटा ठूलो लगानी पनि हो। प्रतिस्पर्धी दरहरू, लचिलो सर्तहरू, र सरल आवेदन प्रक्रियासँग, नयाँ सवारी साधन किन्न वा पुनःवित्त गर्न, तपाईंको सवारी उत्कृष्ट वित्तीय समाधान र मासिक किस्ता (EMI) विकल्पहरूका साथ साधन स्वामित्व लक्ष्यहरूलाई वास्तविकतामा बदल्न हामी तत्पर छौं।

कर्जाको उद्देश्य	कर्जाको सर्तहरू	वित्तीय सर्तहरू
नयाँ इन्धन-आधारित सवारी साधन (निजी)	७ वर्षसम्म	मूल्य/भ्याट बिलको ६०%
नयाँ विद्युतीय सवारी साधन (निजी)	७ वर्षसम्म	मूल्य/भ्याट बिलको ६०%

Ready to own your dream car? Calculate your EMI.

विशेषताहरू

प्रतिस्पर्धात्मक व्याजदर

दुर्त स्वीकृति प्रक्रिया।

नेपालका सबै ७७ जिल्लामा शाखाहरूको सञ्जाल विस्तार भएको

लचिलो भुक्तानी अवधि – अधिकतम ७ वर्षसम्मको कर्जा अवधि

सवारी मूल्यको ६०% सम्म कर्जा सुविधा

सम्पूर्ण प्रक्रियामा हाम्रो सम्बन्ध प्रबन्धकद्वारा सहज वित्तीयकरणको लागि परामर्श।

योग्यता

२१ वर्ष भन्दा माथिका नेपाली नागरिक
निजी/सार्वजनिक कम्पनी, एकल स्वामित्व, वा साझेदारी (सम्बन्धित सरकारी निकायमा दर्ता भएको) जसले सवारी साधनलाई व्यक्तिगत/निजी/व्यावसायिक प्रयोजनका लागि प्रयोग गर्न प्रस्ताव गर्दछ।
ऋण चुक्ता गर्न पर्याप्त आम्दानी र नगद प्रवाह।