Global Green SME Loan

• For Capital Expenditure (Capex Financing): Fund your long-term assets like machinery and infrastructure with our attractive fixed-term loan rates:

  • $6.99\%$ p.a. for a loan tenure of up to 3 years.

  • $7.49\%$ p.a. for a loan tenure above 3 to 5 years.

  • $7.99\%$ p.a. for a loan tenure above 5 to 7 years.

  • $8.99\%$ p.a. for a loan tenure above 7 to 10 years.

• For Working Capital Loans: Manage your day-to-day operational expenses with flexible revolving and permanent loans at Base Rate + $1\%$ to $3\%$.

• Complimentary Digital Banking: Enjoy free access to Mobile and Internet Banking services for the first year to manage your finances on the go.

• Free Credit Card: Receive a free credit card issuance for the first year.

• Business Management Software: Get a free one-year subscription to TIGG, a leading accounting software, to streamline your financial management.

• Enhanced Merchant Services: Benefit from our Specialized Easy Buy Easy Pay Service, offering a $0\%$ service charge on EMI for your customers, with a flexible tenure of up to 18 months. The service includes seamless integration of QR and/or POS systems.

This loan is intended for businesses that are not just profitable, but also purposeful. Your business is a great fit if it:

• Is fundamentally committed to environmentally sustainable practices and is able to meet the criteria on our Green SME eligibility checklist.

• Operates within the eligible green business sectors defined by the Nepal Green Finance Taxonomy or other international green standards.

• Submits a business plan or application that clearly outlines your proposed eco-friendly initiatives, their expected positive impacts, and detailed financial projections.

• Provides a signed Client Commitment Letter, affirming your dedication to environmental standards and regulations. This includes a commitment to adhere to all national environmental laws, such as the Environmental Protection Act, and to conduct studies like IEE or EIA where required.

We provide financing across a wide spectrum of green industries.

Manufacturing

·       Manufacture of Sustainable Products or Eco-efficient Items: Businesses that create environmentally friendly products such as biodegradable packaging, sustainable textiles, or bamboo products.

·       Production/Processing of Organic Certified Foods: Enterprises involved in the cultivation, processing, or trade of foods certified under standards like Good Agricultural Practices or other eco-labels.

·       Supply of Sustainable Infrastructure Components: Companies that manufacture or supply resource-saving components like rainwater harvesting systems, double-glazed windows, or energy-efficient bricks.

Trading
Solar Products & Technologies: Companies manufacturing or trading solar panels, solar water heaters, and solar dryers. This also includes Renewable Energy Service Companies (RESCO).

·       Trade of Energy-Efficient Appliances: Businesses dealing in eco-friendly electrical and home appliances that meet minimum energy performance standards.

·       Assembly or Trade of Electric Vehicles & Bicycles: Showrooms, assemblers, or dealers of clean transport vehicles that help reduce greenhouse gas emissions.

·       Technologies for Energy Efficiency and Pollution Control: Firms providing technologies like efficient motors, heat recovery systems, or waste-to-energy solutions to reduce pollution and energy consumption.

 Service

·       Adoption of Electric Vehicles: Cargo operators, public transport companies, logistics firms, and ride-sharing services using EVs for their operations.

·       Installation of Charging Stations: Businesses dedicated to building and operating charging infrastructure for electric vehicles.

·       Waste Management and Recycling: Companies focused on the recycling, reuse, and recovery of materials like paper, plastic, and glass to promote a circular economy.

·       Green Fintech Companies: Fintech firms that promote environmental sustainability by digitizing transactions to reduce paper waste or helping businesses track and lower their carbon footprint.

·       Green Certified Buildings: Commercial buildings, hotels, or hospitals that have obtained green building certifications like LEED or EDGE.

·       Eco-tourism (Homestay): Responsible travel and accommodation services that conserve the environment, use local green products, and support local communities.