Global Ma Udhyami Karja: Special SME Loans for Women Entrepreneurs

Overview

Global Ma Udhyami Karja is a unique scheme designed to foster gender equality and empower women in business. Whether you're expanding operations, upgrading equipment, or managing cash flow, we provide customized financial solutions to help you achieve your goals. With quick approvals and competitive rates, we’re here to empower your business every step of the way. Let us help you reach new heights and unlock your full potential.

How can we help?

Tailored Financial Solutions: Access a wide range of loan products, including Working Capital Term Loans, Fixed Term Loans, Hire Purchase Loans, Cash Credit, Short-Term Loans (STL), and project nature loans, designed to meet the unique your unique requirements.
Fuel for Business Growth: Empower your business with the capital needed to manage daily operations, fund expansion plans, and invest in long-term projects.
Competitive Interest Rates/Processing Fees: Benefit from attractive interest rates/processing fees, making it easier and more affordable to achieve your business goals.

Interest Rate , Processing Fees

Features

Flexiable Loan Tenure:
Revolving: 1 year max.
Working Capital: 10 years max.
Term Loans: 15 years max.

Udhyami Digital Upahar— Seamless QR and POS installations,Free Corporate Banking, E-Com Card and Credit Card for the first year.

Facility available in all branches

Free subscription to digital accouting software (first year)

Tailored advisory services by the bank staffs

Supplier and marketplace linkage

Loan amount upto 10 crore

Fast approval process

Loan and Facilities Types

Working Capital Term Loans: Funding for permanent nature working capital needs.
Fixed Term Loans: Stable financing for long-term needs: Purchase plant, machinery etc
Cash Credit: Quick access to fluctuating working capital.
Short-Term Loans (STL): Season requirements.
Export/Import Loans: Trade Financing for Growth
LC/Bank Guarantee: Secure Payments, ensure trust

Eligibility

Registration: Must be registered with concerned government authority.
Ownership: Firms/Companies owned by Nepalese individuals (at least 50% must be owned by women)
Operation and Control: Must be operated and controlled by women.
Age of Business/Management Experience: Minimum 6 months in same/similar line of business.
Financial Stability: Demonstrated ability to repay, often through financial statements showing positive cash flow or profitability.
Credit History: A good credit score or history without significant defaults or late payments.
Legal Compliance: Must comply with local regulations and have no outstanding legal issues.