Overview
The Global Next Gen Account is a savings account you open on your phone. Everything happens inside the Global Smart Plus app, and your identity is confirmed by face verification, so you do not fill in a form by hand, submit photocopies or book a branch appointment.
The account is ready to use as soon as it opens. You can send and receive money, pay bills, scan QR codes, load your wallets and watch your balance from the same app you opened it in. There is no minimum balance to maintain, and the mobile banking service is free for your first year.
It suits students opening their first independent account, professionals who want their everyday banking in one place, and Nepalis living abroad who cannot walk into a branch.
Features of Global Next Gen Account
Fully Digital Account Opening
Zero Minimum Balance
Face ID Verification
Banking on Your Schedule
Free Mobile Banking Service, 1st Year
Interest On your Savings
Ready To Transact
Open it from Anywhere
Why open a Global Next Gen Account
Most of the delay in opening a bank account comes from the paperwork and the queue. Face verification removes both. You finish the application in one sitting, usually in a few minutes, and the account number is generated on the spot.
Zero minimum balance means the account costs you nothing to keep open. You are not penalised for a low balance and you are not asked to lock away money you need elsewhere.
Because the account sits inside Global Smart Plus, your payments, savings goals, wallet loads, bill payments and QR transactions are all in one place instead of spread across several apps.
You also get the branch and ATM network behind it. If you ever need to speak to someone, Global IME Bank has branches across Nepal and representative officers in several countries abroad.
Your account is protected by biometric login, in-app transaction controls and bank grade encryption.
How to open your account
1. Download Global Smart Plus
Available on Google Play and the App Store.
2. Choose "Open a new account"
Select Global Next Gen Savings Account from the list.
3. Enter your details
Fill in your basic personal information in the app.
4. Complete face verification
Scan your National ID or passport, then complete the in-app face scan. There is no video call to schedule and no branch to visit.
5. Start banking
Your account number is generated and the account is ready to use.
Who can apply
The Global Next Gen Savings Account is open to individuals aged 18 and above who bank on their phone.
- Students aged 18 and over
- Professionals opening or consolidating an everyday account
- Customers who prefer to bank on mobile
- Anyone who would rather not visit a branch
- Nepalis living or working abroad
Required Documents
You need one document: your National ID or passport. It must be the original, not a photocopy or a printed scan.
There is no signature specimen to submit and no passport photograph to upload.