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Global IME Education Loan is provided to suffice financing requirement for students to pursue sound academic career. Our education loan aims to provide financing in such a way that the requirements of the students are met without any hassles.


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Competitive premium rate.
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Flexible Repayment Schedule: Monthly (EMI) or quarterly (EQI) basis.
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Fast approval process.
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Facility available in all branches.
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Financing up to 80 % of your Education Cost.
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Counseling to help better financing by our RMs throughout the process.


  • Individuals-Nepalese citizens above 18 years and up to 70 years at maturity of the facility.
  • Salaried individual/ self-employed persons. 
  • Sufficient income source to repay at the satisfaction of the Bank. 
  • The parents of the borrower shall be made as the borrower and student will be made as the joint borrower (where applicable). 
  • Financing for students who are willing to pursue further education abroad or within the country for studying +2 or above. 
  • EMI /EQI– 50% of gross income. 
  • EMI /EQI– 80% of uncommitted (disposable) income.


  • Registered mortgage of land and building.
  • Personal Guarantee of family member or third party acceptable to the Bank.
  • Comprehensive insurance coverage of building.
  • Security coverage requirement: Loan can be extended up to 80% of FAC on FMV.


Proof of Income

  • Salary Certificate.
  • Photocopy of contract agreement between applicant and his/her employer.
  • Photocopy of Rent Contract if any.
  • Photocopy of audited Financial Statements in case Firm /Company’s income is considered.
  • Self-declared income.
  • Others if any.


Required Documents

  • Loan application firm duly filled and signed in standard format of the Bank.
  • Current account of the applicant / borrower.
  • Name of the family members.
  • 2 Passport size photo of borrower and joint-borrower.
  • Photocopy of citizenship certificate of borrower, joint-borrower & guarantor/security holder.
  • Photocopy of all academic records above SLC level (transcript & character certificates).
  • Photocopy of passport with visa for studying abroad except India.
  • Photocopy of admission confirmation letter/acceptance letter from the university/college incorporating admission fee, tuition, accommodation and others.
  • Photocopy of land ownership certificate (Lalpurja) to be placed as collateral.
  • Photocopy of Blue Print of the land (Napi Naksha).
  • Photocopy of construction completion certificate from Municipality/Rural Municipality (Nirman Sampanna Pramanpatra) and approved drawing of the building in case a building is to be placed as collateral.
  • Photocopy of four Boundary Disclosure (Char Killa ) from ward office of the land and/or building to be placed as collateral.
  • Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral.
  • Salary Certificate/Rental Contract/Financials of business/Other contract agreements if any, of parents.
  • Photocopy of Tax/PAN/VAT certificate along with registration certificate (For self-employed).
  • Photocopy of land/housing Transfer Deed (Rajinama).
  • Original letter stating coheir (Anshiyar) of the owner of the collateral from local authority (Ward).
  • Multiple banking declaration.
  • Other documents stipulated by the Bank from time to time.

Refer to your nearest branches.

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