“Baideshik Rojgar Tewa Karja” is a loan product for Nepali pre-migrant workers who want to work abroad and need some financial assistance. If the customer has an account with Global IME Bank and have a valid employment contract from abroad, then the customer can apply for this loan via IMEPay digitally and get up to NPR 1,50,000 to cover pre-departure expenses such as visa fees, travel tickets, medical tests, other shopping etc.
The loan can be repaid in easy installments from your earnings abroad. Customers will avail the loan under "DIGI LOAN" option of IME Pay.
The Baideshik Roigar Tewa Karja loan is offered in collaboration with the UK-AID/SEEP Nepal project. The project aims to make financial services more accessible to migrant workers in Nepal.
Repayment
EQI repayment of the loan over the period of 18 months. 1st EQI payment shall be marked lien at the time of disbursement.
Loan Type - Term Loan
NPR 50,000 and NPR 150,000
NPR 50k (Malaysia, Saudi Arabia, Qatar, UAE, Bahrain, Kuwait, OMAN, Jordan etc.)
NPR 50K and 150k (Japan and S. Korea)
Tenor
Total tenor of the loan shall be maximum of 18 months from the date of disbursement.