Home Loan

• Nepalese citizens above 21 years of age at the time the loan is originated and whose maximum age at loan maturity will not exceed 70 years.
• Spouse, father, mother, brother, sister, or other family members (living in a single family) will also be eligible as applicants with a personal guarantee.
• Sufficient income source to repay the loan obligation.
• The residential property being financed must be acceptable collateral to the bank.

Based on the scheme and type of home loan, the interest rate is base rate + upto 3.50%. 

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• Reliable Partner: With years of experience in the banking industry, we are a reliable partner in assisting you with your financial needs.
• Customer Centric: Our dedicated staff would be happy to assist you in each step along the way to keep the home owning experience experience easy and stress-free.
• Innovative Services: We offer a number of innovative banking products to meet your financial needs.

Apply for a Housing Loan Now: Take the first step towards owning your dream home. Visit our nearest branch or contact us online to get started today!

Global IME Bank's home loan is designed to support your journey to home ownership and enhancement, backed by your income and secured against the mortgaged property.

The primary purpose of this loan is to help you achieve your residential and rental property goals.

What Can You Use the Loan For?

You can use this home financing for a wide range of property needs, including:

• Building Your Dream Home: Acquire a residential plot (land) specifically for constructing your new residential building.

• Ready-to-Move-In Property: Finance the purchase of individual houses, residential apartments, or flats.

• New Developer Builds: Purchase a Bungalow or Apartment constructed by professional builders and developers.

• Enhancing Your Current Property: Cover the costs of renovation, modification, or extension of your existing building to increase its value and comfort.

• Consolidating & Refinancing:

  • Equity Financing: Refinance or secure equity against already built residential land and building, allowing you to settle outstanding debts (creditors) incurred during the property's original purchase or construction.