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Loan Against Fixed Deposit

Your FD, Your Loan – Fast, Secure, Simple!

Loan Against Fixed Deposit

Overview

Loan Against FD is a convenient and flexible banking solution offered to existing Fixed Deposit account holders. By pledging your FD, you can access instant funds without extensive documentation. With hassle-free disbursement through branches or mobile banking, financial freedom is at your fingertips and it is the ideal choice for immediate liquidity.

Features

Instant loan disbursement of upto 90% or NPR five million and no physical documentation required (incase of application via Global Smart Plus app).

Up to 90% of earmarked FD amount 

Branches available nationwide, spanning across all 77 districts or via app

Eligibility

  • Individual FD holders (excluding minor and existing earmarked Fixed Deposits) who haven’t yet utilized the loan facility against their Fixed Deposit Account.

Interest Rates

Click here for interest rates

Fees & Charges

Click here for service charges detail

Required Documents

  • Loan Application Form – Completed and signed loan application.
  • Fixed Deposit Receipt – Original or copy of the FD receipt or account statement.

Frequently Asked Questions

What is a Loan Against FD?
How do I apply for a Loan Against FD?
What is the loan limit for Loan Against FD via digital channel?
What are the eligibility criteria for availing a loan against my FD?
What is the interest rate on the loan?
How long does it take to receive the loan?
Can I prepay or close the loan early?
What is the maximum loan tenure?
Apply for Loan against FD through

Global Smart Plus

Global Smart Plus
Global Smart Plus
Reviews
  • Omni-Channel - Mobile - PC - SMS

  • Personal Finance Management - Budget360° & Goal Based Saving

  • Quick Wallet Load (eSewa, Khalti)

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