Overview

Loan Against FD is a convenient and flexible banking solution offered to existing Fixed Deposit account holders. By pledging your FD, you can access instant funds without extensive documentation. With hassle-free disbursement through branches or mobile banking, financial freedom is at your fingertips and it is the ideal choice for immediate liquidity.

Features

Instant loan disbursement of upto 90% or NPR five million and no physical documentation required (incase of application via Global Smart Plus app).

Up to 90% of earmarked FD amount 

Branches available nationwide, spanning across all 77 districts or via app

Eligibility

  • Individual FD holders (excluding minor and existing earmarked Fixed Deposits) who haven’t yet utilized the loan facility against their Fixed Deposit Account.

Required Documents

  • Loan Application Form – Completed and signed loan application.
  • Fixed Deposit Receipt – Original or copy of the FD receipt or account statement.

Frequently Asked Questions

Apply for Loan against FD through

Global Smart Plus

Global Smart Plus
Global Smart Plus
Reviews
  • Omni-Channel - Mobile - PC - SMS

  • Personal Finance Management - Budget360° & Goal Based Saving

  • Quick Wallet Load (eSewa, Khalti)