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Meri Unilai Fixed Deposit is a special kind of term deposit designed for the women. The basic objective of the product is to encourage person (He) to assist saving for his spouse and also to develop saving habit of women for their future. Depositors may choose a core amount (Minimum NPR 200,000) to open fixed deposit and increase the amount subsequently. The minimum top up then after in the fixed deposit is NPR 50,000 and the customer is not allowed for top up in case the fixed deposit has less than 3 months for maturity. This deposit matures on a specific date in the future along with all the deposits made every time. This deposit scheme will allow customers an opportunity to build up their saving through regular deposit of a sum over a fixed period of time.


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Free Debit Card 1st year
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100% discount on locker charge 1st year (Upon availability)
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Instant loan facility up to 90% of the fixed deposit amount
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Can be opened online through mobile banking and internet banking
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Joint account allowed only within the same family
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Accidental insurance of 5 lakh, critial illness insurance of 2 lakh, medical insurance of 1 lakh.


EligibilityAll female with savings account (Nepalese citizens only)
CurrencyNepalese Rupees (NPR)
Minimum BalanceFor fixed deposit opening  NPR 200,000.
Minimum top up amount    NPR 50,000
Interest Payment FrequencyQuarterly
Interest Rateinterest-rate
TenureMinimum - 6 months
Maximum - 2 years


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