• Individual - Nepalese Citizens above 25 years and should not exceed 65 years or retirement age (for salaried) whichever is earlier at the maturity of facility.
• Salaried and professional individuals with PAN certificate.
• Work experience of minimum I year in the relevant area.
• Bank account statement of last 6 months that should reflect the credit of salary in the account(For salaried).

Identification

• Passport size photo of applicant/guarantor.
• Photocopy of citizenship certificate of applicant and guarantor.
• Employee ID/professional license (as applicable).
• .Family members name in detail.
• Photocopy of PAN certificate of applicant.
• Residence site visit report of the borrower.
• Employer office site visit report (as applicable for private employer).

Proof of income

• Salary Certificate (preferably original).
• Photocopy of contract agreement between applicant and his/her employer (as
• applicable).
• Bank account statement of minimum 6 months.
• Evidence of additional income (if any).
• Others if any.

Others

• Loan application form duly filled and signed in standard format.
• Current/salary account of the applicant /borrower (as applicable).
• Net worth declaration.
• Multiple banking declaration.
• Other KYC documents/ information including details of the customer's business as per annexure 19.1 of NRB Directives No. 19.
• Other documents stipulated by the Bank from time to time.