The product started as part of Government's "Kholau Bank Khata Abhiyan, 2076" campaign to enroll Nepali citizen in banking channel and encourage the habit of banking. Now the product has evolved into a saving account offering a complete banking facility and high interest. In addition, NPR 100 (Tax Applicable) shall be credited in the account of the people who have opened a bank account for the first time. Account can be used normally by submitting a duly filled KYC.