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Introducing "Soche Jastai Bank Khata" with features of both savings and term deposit. The product is essentially a savings scheme that offers the benefit of automatic fixed deposit creation. When the minimum deposit specified by you is reached, the excess amount will automatically be converted into a fixed deposit in multiples of lakhs. This means that not only will your savings grow, but they will also earn higher interest.


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Customer can opt for minimum balance (NPR 10,000 & above) in the savings account. Excess amount in the multiple of NPR 100 K will be converted in fixed deposit.
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Default tenure of Fixed Deposit is 1 year, with option to choose other duration.
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Free Cheque Book on demand
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Free Visa Debit Card (upto 3 years*)
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Free Mobile Banking/Internet Banking Services (up to 3 years*)
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50% waiver on Locker service for 1st year
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Fixed Deposit rate will be prevailing published rate

Additional Information

  • Loan Against Fixed Deposit easily available.
  • Loan against Fixed Deposit up to 90% of Fixed Deposit amount.
  • Interest rate on Loan Against Fixed Deposit is plus 2% over coupon rate or base rate whichever is higher.

*At least one FD to be opened in the 1st year period of account opening, else charges as per standard tariff shall be applicable in the TB products after 1 year period.

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