Send & Receive Money Between Nepal & India with Global Smart+
Overview
Global IME Bank brings you the UPI Cross-Border Fund Transfer service, enabling eligible customers to send money from Nepal to India and receive money from India to Nepal directly through the Global Smart+ Mobile Banking App.
Powered by NCHL and NPCI International, the service provides secure, real-time transactions through a unique UPI ID.
Key Features
- Real-time fund transfer
- Secure UPI ID-based transactions
- Available 24×7
- Simple and convenient mobile banking experience
- Instant confirmation and settlement
- Safe and reliable transaction process
One-Time Activation UPI ID Generation Process
Before using the service, customers must complete the following steps:
- Log in to Global Smart+.
- Navigate to Profile.
- Select Transactions.
- Enable Cross-Border Fund Transfer.
- Provide the required consent.
- Generate your unique UPI ID.
- Start sending and receiving funds instantly.
Send Money from Nepal to India
Eligible Indian citizens maintaining an active Global IME Bank account can transfer funds to participating Indian banks.
Transfer Process
- Log in to Global Smart+.
- Navigate to Fund Transfer.
- Select Cross-Border Fund Transfer.
- Enter the beneficiary’s UPI ID and name.
- Enter the transfer amount.
- Authenticate the transaction using your PIN or OTP.
- Receive instant transaction confirmation.
Transaction Limits
| Limit | INR | NPR |
| Daily Limit | 15,000 | 24,000 |
| Monthly Limit | 100,000 | 160,000 |
Service Charge: NPR 240 per successful transaction.
Receive Money from India to Nepal
Any user of a participating UPI application in India can transfer funds to a UPI ID generated through the Global Smart+ application.
Both eligible Nepali and Indian citizens holding active Global IME Bank accounts can receive funds after completing the one-time activation process.
Transaction Limits
| Limit | INR | NPR |
| Per Transaction | 200,000 | 320,000 |
Benefits
- Instant fund settlement
- Secure transactions
- Convenient and easy-to-use process
- No need to share bank account details
- Available 24 hours a day, seven days a week
Participating Networks _ Nepal to India Transfers
Funds can be transferred to UPI IDs maintained with participating banks in India, including:
| Axis Bank | Bank of Baroda | Bank of India | Canara Bank | Central Bank of India |
| DBS Bank India | Fedral Bank | HDFC Bank | ICICI Bank | IDFC FIRST Bank |
| Indian Bank | Indian Overseas Bank | Induslnd Bank | Karur Vysya Bank | Kotak Mahindra Bank |
| Punjab National Bank | South Indian Bank | State Bank of India (Bhim SBI Pay) |
Availability may vary according to participating institutions.
India to Nepal Transfers
- BHIM SBI Pay
- Other participating UPI applications supported by NPCI International
Important Note
Transaction limits, participating institutions, eligibility criteria, exchange rates, and applicable charges are subject to regulatory guidelines and may change from time to time.
Need Assistance?
Global Connect
📞 +977-1-5970600
Global IME Bank Limited
“Life ko Pace ma Banking!”
