Nowadays, we use AI for almost everything: from small tasks like formalizing our short messages to taking help for writing complex codes we use AI. We have been using AI like ChatGpt, Gemini, DeepSeek, Perplexity for just about everything. But, despite all of this, it appears that we lack the ability to use AI to manage, analyze, and master our finances. Well in fact, AI can be very useful learn about finances, to plan budgets, track our every expenses, plan investments, and even break down complex financial terms into simpler understandable language. So, here in this blog , we will discuss about how AI can help each individuals in upscaling their financial life:
AI is Like Having Your Own Money Coach
Managing money can typically be either confusing or boring — but with the help of newer AI tools like ChatGPT, Gemini, DeepSeek, and Perplexity, it’s now easier and more fun. These tools have the ability to clarify your money queries in a straightforward way, help you budget more wisely, and adopt better money habits.
This blog will guide you on how to use these tools to improve your financial literacy and achieve real progress in your money management.
Learn About Money with ChatGPT, Gemini & DeepSeek
AI tools can explain finance topics and explain them in easy-to-understand language.
Try it out:
ChatGPT: “Explain compound interest like I’m 14.”
Gemini: “What are the effects of inflation on daily life in Nepal?”
DeepSeek: “How do Nepali banks conserve funds?”
Perplexity: “Make a comparison table of different saving accounts in Nepal.”
If you are ready to start saving, consider Global IME Bank’s saving account facilities.
Stay Updated with AI News Summaries
You don’t need to read long, complex financial news stories to keep yourself informed. AI tools can summarize the latest for you in a few short sentences.
Try asking:
Perplexity: “Summarize the latest interest rate updates from Nepal Rastra Bank.”
DeepSeek: “What’s happening in the global stock market this week?”
Learn from Financial Books in Minutes
Interested in financial books but don’t have time to read them all? AI tools can summarize the key points for you.
Try asking:
“Give me 10 lessons from The Psychology of Money.”
“What financial books should a beginner read in 2025?”
After learning, attempt to put it into practice with smart saving plans from Global IME Bank.
Make a Budget with AI
AI can generate a customized monthly budget for you according to your income and expenses — without any apps or spreadsheets.
Attempt the following:
“Prepare a monthly budget for a student earning an income of Rs. 18,000 in Kathmandu.”
“Use the 50/30/20 rule on Rs. 20,000 income.”
After you have settled on your budget, open a Global IME Bank account to start managing your finances wisely.
Visualize Your Financial Future
AI image generators can help you create a vision board for your financial future. This can motivate you to keep working towards financial freedom.
Try prompting:
“Show a peaceful home in the hills with cherry blossoms and books as a representation of financial freedom.”
Learn About Investments with AI
AI applications can even explain investment products like mutual funds, gold, and fixed deposits in simple terms.
Try it out:
“What’s the difference between fixed deposits and mutual funds in Nepal?”
“Is gold investing a good option in 2025?”
If you’re ready to invest, take a look at fixed deposit schemes from Global IME Bank.
Discover Financial Content You’ll Actually Enjoy
AI can even help you build a feed of useful financial blogs, videos, and influencers.
Try it out:
“List 10 good financial YouTube channels and blogs for beginners in 2025.”
- Some useful websites are:
- Investopedia
- ShareSansar
- Bizmandu
- Global IME Bank Blog
Manage Money Stress with AI Support
If you’re confused or stressed about money, AI tools can provide simple advice to help you feel more in control.
Try asking:
“I feel overwhelmed about my student loan. What should I do?”
Although AI is no replacement for a financial consultant, it can be a great place to start. For actual solutions, go to student-friendly financial services at Global IME Bank.
Conclusion: Think Smart with AI. Act Smart with Global IME Bank.
AI tools are changing how we learn about money. They can advise you on saving, budgeting, and investing without bewildering you. But when it comes to taking action — such as account opening, saving for the future, or investing wisely — Global IME Bank is here to lead the way.
